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Shop and Pay via Dragonpay


Dragonpay provides an alternative channel for purchasing goods or services from the Internet.  We allow buyers and sellers to conduct e-commerce without the use of traditional credit cards or PayPal, which have very low penetration in developing countries such as the Philippines.

 

Instead, buyers can pay for their purchases through the following means:

 

  1. Online Banking
  2. Over-the-Counter (OTC) Banking
  3. Over-the-Counter (OTC) Non-Banks

 

Online Banking allows anybody with Internet banking access to a local bank account, to make a payment that is debited against that account in real-time.  Customers enjoy a more secure payment environment and convenient access from anywhere on the Internet.  Currently supported banks include BDO, BPI, Metrobank, RCBC, Unionbank, UCPB, Chinabank, PNB, Maybank, RobinsonsBank, Sterling Bank of Asia, and EastWest Bank, with several more banks to follow in the near future.  We also support 18 other commercial and rural banks via BancNet Online interbank fund transfers.

 

 

Over-the-Counter Banking allows anybody to walk-in to a branch of any of our supported banks to make a deposit-payment over-the-counter.  Dragonpay will automatedly monitor account activities and send an electronic notification to a merchant once a deposit-payment is detected.  For merchants dealing with large transaction volumes, the traditional method of requiring the customer to fax in a deposit slip and then doing a manual reconciliation with the bank statement is just not feasible. Dragonpay’s automated monitoring system for OTC deposits is a more scalable and economical solution.

 

 

Currently supported bank for over-the-counter deposit are Banco de Oro (BDO), Bank of the Philippine Islands (BPI), Metrobank, Rizal Commercial Banking Corp (RCBC), Chinabank, EastWest Bank (EWB), Landbank, Maybank, Philippine National Bank (PNB), RobinsonsBank, Sterling Bank of Asia, United Coconut Planters Bank (UCPB), and Unionbank, with more banks to follow.

 

Dragonpay has recently launched support for ATM-based payments.  Presently, banks supported for this channel are BDO, BPI, Unionbank, Chinabank, Maybank, RCBC, PNB and UCPB.  More banks soon to follow.

 

 

Over-the-Counter Non-Bank allows anybody to walk-in to any branch of our partners to make a payment over-the-counter.  Dragonpay will automatedly monitor account activities and send an electronic notification to a merchant once a deposit-payment is detected.

 

Currently supported over-the-counter non-bank outlets are LBC branches, SM Payment Counters and M.Lhuillier branches nationwide. LBC has close to 900 branches nationwide operating from Mondays to Saturdays 8am to 5pm, with about 65% of these branches also open on Sundays and holidays.  SM Payment Counters can be found in more than 200 SM retail outlets nationwide (SM Department Stores, SM Supermarket, SM Hypermarket, Savemore Market, etc.).  M.Lhuillier has more than 1,400 branches nationwide operating 7 days a week, with some branches open 24 hours.